Sensible Financial Planning & Management, LLC. — 13F holdings

Sensible Financial Planning & Management, LLC. reported 31 holdings worth $551M in its 13F filing for Q3 2025, filed November 5, 2025.

Largest positions

1. SCHP SCHWAB STRATEGIC TR — $83.2M (15.1%)
2. BNDX VANGUARD CHARLOTTE FDS — $83.0M (15.1%)
3. MBB ISHARES TR — $75.7M (13.8%)
4. USIG ISHARES TR — $73.5M (13.4%)
5. VOO VANGUARD INDEX FDS — $27.6M (5.0%)
6. VTI VANGUARD INDEX FDS — $26.1M (4.7%)
7. STIP ISHARES TR — $23.0M (4.2%)
8. MTUM ISHARES TR — $22.6M (4.1%)
9. SPYX SPDR SERIES TRUST — $21.7M (3.9%)
10. MGC VANGUARD WORLD FD — $15.5M (2.8%)