Gradient Capital Advisors, LLC — 13F holdings

Gradient Capital Advisors, LLC reported 179 holdings worth $433M in its 13F filing for Q3 2026, filed October 21, 2026.

Largest positions

  1. IVV ISHARES TR — $39.8M (9.2%)
  2. AAPL APPLE INC — $23.0M (5.3%)
  3. SPDW SPDR INDEX SHS FDS — $15.3M (3.5%)
  4. VCSH VANGUARD SCOTTSDALE FDS — $14.3M (3.3%)
  5. DFSD DIMENSIONAL ETF TRUST — $13.1M (3.0%)
  6. DFGP DIMENSIONAL ETF TRUST — $12.5M (2.9%)
  7. SCHF SCHWAB STRATEGIC TR — $11.4M (2.6%)
  8. SCHM SCHWAB STRATEGIC TR — $10.1M (2.3%)
  9. GOOGL ALPHABET INC — $9.18M (2.1%)
  10. VTIP VANGUARD MALVERN FDS — $8.95M (2.1%)