Divergent Planning, LLC — 13F holdings

Divergent Planning, LLC reported 36 holdings worth $392M in its 13F filing for Q4 2025, filed January 12, 2026.

Largest positions

  1. IVV ISHARES TR — $102M (26.1%)
  2. AVDV AMERICAN CENTY ETF TR — $50.2M (12.8%)
  3. MDY SPDR S&P MIDCAP 400 ETF TR — $46.6M (11.9%)
  4. JMBS JANUS DETROIT STR TR — $41.8M (10.7%)
  5. AVUS AMERICAN CENTY ETF TR — $27.3M (7.0%)
  6. DIMENSIONAL ETF TRUST — $25.4M (6.5%)
  7. JAAA JANUS DETROIT STR TR — $21.1M (5.4%)
  8. VTEB VANGUARD MUN BD FDS — $14.7M (3.8%)
  9. DFCF DIMENSIONAL ETF TRUST — $13.4M (3.4%)
  10. TBIL RBB FD INC — $11.3M (2.9%)