Flower City Capital — 13F holdings

Flower City Capital reported 44 holdings worth $234M in its 13F filing for Q3 2026, filed October 15, 2026.

Largest positions

1. VONE VANGUARD SCOTTSDALE FDS — $86.5M (37.0%)
2. VEU VANGUARD INTL EQUITY INDEX F — $70.7M (30.3%)
3. VOO VANGUARD INDEX FDS — $16.7M (7.2%)
4. IVV ISHARES TR — $9.27M (4.0%)
5. VSS VANGUARD INTL EQUITY INDEX F — $6.68M (2.9%)
6. EFA ISHARES TR — $5.88M (2.5%)
7. AAPL APPLE INC — $4.66M (2.0%)
8. VIOO VANGUARD ADMIRAL FDS INC — $3.77M (1.6%)
9. SCHX SCHWAB STRATEGIC TR — $3.71M (1.6%)
10. VV VANGUARD INDEX FDS — $3.45M (1.5%)