CACC CREDIT ACCEP CORP MICH revenue, earnings and financials

For the quarter ended June 30, 2026, CREDIT ACCEP CORP MICH reported revenue of $587M (up 0.6% from a year earlier), net income of $136M and diluted EPS of $12.66; over the last four quarters revenue was $2.33B and net income $78.0M; for the fiscal year ended December 2025 revenue was $2.32B, up 7.2% on the year before.

CACC annual revenue and earnings

• Fiscal year ended Dec 2025: revenue $2.32B, gross profit n/a, operating income n/a, net income $424 (margin 0.0%), EPS $36.38
• Fiscal year ended Dec 2024: revenue $2.16B, gross profit n/a, operating income n/a, net income $248 (margin 0.0%), EPS $19.88
• Fiscal year ended Dec 2023: revenue $1.90B, gross profit n/a, operating income n/a, net income $286 (margin 0.0%), EPS $21.99
• Fiscal year ended Dec 2022: revenue $1.83B, gross profit n/a, operating income n/a, net income $536 (margin 0.0%), EPS $39.32
• Fiscal year ended Dec 2021: revenue $1.86B, gross profit n/a, operating income n/a, net income $958 (margin 0.0%), EPS $59.52

CACC quarterly revenue and earnings

• Quarter ended Jun 30, 2026: revenue $587M (up 0.6% year over year), net income $136M, EPS $12.66
• Quarter ended Mar 31, 2026: revenue $580M (up 1.6% year over year), net income $136M, EPS $12.40
• Quarter ended Dec 31, 2025 (from the annual report): revenue $580M (up 2.5% year over year), net income −$302M, EPS $10.87
• Quarter ended Sep 30, 2025: revenue $582M (up 5.8% year over year), net income $108M, EPS $9.43
• Quarter ended Jun 30, 2025: revenue $584M (up 8.5% year over year), net income $87.4M, EPS $7.42
• Quarter ended Mar 31, 2025: revenue $571M (up 12.4% year over year), net income $106M, EPS $8.66
• Quarter ended Dec 31, 2024 (from the annual report): revenue $566M (up 15.1% year over year), net income −$96.0M, EPS $12.28
• Quarter ended Sep 30, 2024: revenue $550M (up 15.0% year over year), net income $78.8M, EPS $6.35
• Quarter ended Jun 30, 2024: revenue $538M (up 12.6% year over year), net income −$47.1M, EPS −$3.83
• Quarter ended Mar 31, 2024: revenue $508M (up 11.9% year over year), net income $64.3M, EPS $5.08
• Quarter ended Dec 31, 2023 (from the annual report): revenue $492M (up 7.1% year over year), net income −$192M, EPS $7.26
• Quarter ended Sep 30, 2023: revenue $479M (up 4.0% year over year), net income $70.8M, EPS $5.43
• Quarter ended Jun 30, 2023: revenue $478M (up 4.5% year over year), net income $22.2M, EPS $1.69
• Quarter ended Mar 31, 2023: revenue $454M (down 0.4% year over year), net income $99.5M, EPS $7.61
• Quarter ended Dec 31, 2022 (from the annual report): revenue $459M (down 0.9% year over year), net income −$408M, EPS $9.95
• Quarter ended Sep 30, 2022: revenue $460M (down 2.1% year over year), net income $86.8M, EPS $6.49
• Quarter ended Jun 30, 2022: revenue $457M (down 3.0% year over year), net income $107M, EPS $7.94
• Quarter ended Mar 31, 2022: revenue $456M (up 1.0% year over year), net income $214M, EPS $14.94
• Quarter ended Dec 31, 2021 (from the annual report): revenue $463M, net income −$741M, EPS $14.73
• Quarter ended Sep 30, 2021: revenue $470M, net income $250M, EPS $15.79

CACC cash flow, buybacks and dividends

• Fiscal year ended Dec 2025: operating cash flow $1.05B, share buybacks $725M
• Fiscal year ended Dec 2024: operating cash flow $1.14B, share buybacks $313M
• Fiscal year ended Dec 2023: operating cash flow $1.20B, share buybacks $203M
• Fiscal year ended Dec 2022: operating cash flow $1.24B, share buybacks $785M
• Fiscal year ended Dec 2021: operating cash flow $1.07B, share buybacks $1.47B

CACC balance sheet

• Jun 30, 2026: cash $1.40M, total assets $8.62B, total liabilities $7.03B, shareholders' equity $1.59B
• Mar 31, 2026: cash $25.7M, total assets $8.69B, total liabilities $7.18B, shareholders' equity $1.51B
• Dec 31, 2025: cash $22.8M, total assets $8.63B, total liabilities $7.11B, shareholders' equity $1.52B
• Sep 30, 2025: cash $15.9M, total assets $8.64B, total liabilities $7.06B, shareholders' equity $1.58B
• Jun 30, 2025: cash $70.0M, total assets $8.72B, total liabilities $7.17B, shareholders' equity $1.55B
• Mar 31, 2025: cash $529M, total assets $9.26B, total liabilities $7.55B, shareholders' equity $1.71B
• Dec 31, 2024: cash $344M, total assets $8.85B, total liabilities $7.11B, shareholders' equity $1.75B
• Sep 30, 2024: cash $160M, total assets $8.68B, total liabilities $7.04B, shareholders' equity $1.65B

What is CACC's revenue?

CREDIT ACCEP CORP MICH reported $2.33B of revenue over its last four quarters, through June 30, 2026.

Is CACC profitable?

Yes. CREDIT ACCEP CORP MICH earned $78.0M over the last four quarters.

What is CACC's EPS?

Diluted earnings per share over the last four quarters were $45.36; $12.66 in the latest quarter.

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