CBU COMMUNITY FINANCIAL SYSTEM I revenue, earnings and financials

For the quarter ended June 30, 2026, COMMUNITY FINANCIAL SYSTEM I reported revenue of $223M (up 12.0% from a year earlier), net income of $61.3M and diluted EPS of $1.16; over the last four quarters revenue was $859M and net income $228M; for the fiscal year ended December 2025 revenue was $818M, up 9.6% on the year before.

CBU annual revenue and earnings

• Fiscal year ended Dec 2025: revenue $818M, gross profit n/a, operating income n/a, net income $210M (margin 25.7%), EPS $3.97
• Fiscal year ended Dec 2024: revenue $746M, gross profit n/a, operating income n/a, net income $182M (margin 24.5%), EPS $3.44
• Fiscal year ended Dec 2023: revenue $652M, gross profit n/a, operating income n/a, net income $132M (margin 20.2%), EPS $2.45
• Fiscal year ended Dec 2022: revenue $679M, gross profit n/a, operating income n/a, net income $188M (margin 27.7%), EPS $3.46
• Fiscal year ended Dec 2021: revenue n/a, gross profit n/a, operating income n/a, net income $190M (margin n/a), EPS $3.48

CBU quarterly revenue and earnings

• Quarter ended Jun 30, 2026: revenue $223M (up 12.0% year over year), net income $61.3M, EPS $1.16
• Quarter ended Mar 31, 2026: revenue $213M (up 8.7% year over year), net income $57.2M, EPS $1.08
• Quarter ended Dec 31, 2025 (from the annual report): revenue $215M (up 9.8% year over year), net income $54.4M, EPS $1.03
• Quarter ended Sep 30, 2025: revenue $207M (up 9.6% year over year), net income $55.1M, EPS $1.04
• Quarter ended Jun 30, 2025: revenue $199M (up 8.4% year over year), net income $51.3M, EPS $0.97
• Quarter ended Mar 31, 2025: revenue $196M (up 10.7% year over year), net income $49.6M, EPS $0.93
• Quarter ended Dec 31, 2024 (from the annual report): revenue $196M, net income $49.8M, EPS $0.94
• Quarter ended Sep 30, 2024: revenue $189M, net income $43.9M, EPS $0.83
• Quarter ended Jun 30, 2024: revenue $184M, net income $47.9M, EPS $0.91
• Quarter ended Mar 31, 2024: revenue $177M, net income $40.9M, EPS $0.76
• Quarter ended Dec 31, 2023 (from the annual report): revenue n/a, net income $33.7M, EPS $0.63
• Quarter ended Sep 30, 2023: revenue n/a, net income $44.1M, EPS $0.82
• Quarter ended Jun 30, 2023: revenue n/a, net income $48.3M, EPS $0.89
• Quarter ended Mar 31, 2023: revenue n/a, net income $5.80M, EPS $0.11
• Quarter ended Dec 31, 2022 (from the annual report): revenue $679M, net income $52.5M, EPS $0.97
• Quarter ended Sep 30, 2022: revenue $200K, net income $48.7M, EPS $0.90
• Quarter ended Jun 30, 2022: revenue $300K, net income $39.8M, EPS $0.73
• Quarter ended Mar 31, 2022: revenue $300K, net income $47.1M, EPS $0.86
• Quarter ended Dec 31, 2021 (from the annual report): revenue n/a, net income $43.6M, EPS $0.80
• Quarter ended Sep 30, 2021: revenue n/a, net income $45.3M, EPS $0.83

CBU cash flow, buybacks and dividends

• Fiscal year ended Dec 2025: operating cash flow $302M, share buybacks $11.2M, dividends $1.86 per share
• Fiscal year ended Dec 2024: operating cash flow $242M, share buybacks $45.8M, dividends $1.82 per share
• Fiscal year ended Dec 2023: operating cash flow $228M, share buybacks $30.0M, dividends $1.78 per share
• Fiscal year ended Dec 2022: operating cash flow $215M, share buybacks $16.6M, dividends $1.74 per share
• Fiscal year ended Dec 2021: operating cash flow $203M, share buybacks $5.11M, dividends $1.70 per share

CBU balance sheet

• Jun 30, 2026: cash $258M, total assets $17.8B, total liabilities $15.7B, shareholders' equity $2.07B
• Mar 31, 2026: cash $572M, total assets $17.7B, total liabilities $15.7B, shareholders' equity $2.02B
• Dec 31, 2025: cash $302M, total assets $17.3B, total liabilities $15.3B, shareholders' equity $2.01B
• Sep 30, 2025: cash $245M, total assets $17.0B, total liabilities $15.0B, shareholders' equity $1.94B
• Jun 30, 2025: cash $237M, total assets $16.7B, total liabilities $14.8B, shareholders' equity $1.88B
• Mar 31, 2025: cash $518M, total assets $16.8B, total liabilities $14.9B, shareholders' equity $1.83B
• Dec 31, 2024: cash $197M, total assets $16.4B, total liabilities $14.6B, shareholders' equity $1.76B, long-term debt $990M
• Sep 30, 2024: cash $346M, total assets $16.4B, total liabilities $14.6B, shareholders' equity $1.78B

What is CBU's revenue?

COMMUNITY FINANCIAL SYSTEM I reported $859M of revenue over its last four quarters, through June 30, 2026.

Is CBU profitable?

Yes. COMMUNITY FINANCIAL SYSTEM I earned $228M over the last four quarters.

What is CBU's EPS?

Diluted earnings per share over the last four quarters were $4.31; $1.16 in the latest quarter.

Does CBU pay a dividend?

COMMUNITY FINANCIAL SYSTEM I paid $1.86 per share in dividends in the fiscal year ended December 2025.

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