OPFI OPPFI INC revenue, earnings and financials
For the quarter ended June 30, 2026, OPPFI INC reported revenue of $86.2M (down 14.0% from a year earlier), net income of $14.8M and diluted EPS of $0.18; over the last four quarters revenue was $364M and net income $102M; for the fiscal year ended December 2025 revenue was $381M, up 18.6% on the year before.
OPFI annual revenue and earnings
- Fiscal year ended Dec 2025: revenue $381M, gross profit n/a, operating income $167M, net income $26.3M (margin 6.9%), EPS $0.99
- Fiscal year ended Dec 2024: revenue $321M, gross profit n/a, operating income $94.5M, net income $7.26M (margin 2.3%), EPS $0.36
- Fiscal year ended Dec 2023: revenue $273M, gross profit n/a, operating income $46.4M, net income −$1.01M (margin -0.4%), EPS −$0.06
- Fiscal year ended Dec 2022: revenue $217M, gross profit n/a, operating income −$6.34M, net income $7.10M (margin 3.3%), EPS $0.05
- Fiscal year ended Dec 2021: revenue $264M, gross profit n/a, operating income $57.3M, net income $25.6M (margin 9.7%), EPS $0.48
OPFI quarterly revenue and earnings
- Quarter ended Jun 30, 2026: revenue $86.2M (down 14.0% year over year), net income $14.8M, EPS $0.18
- Quarter ended Mar 31, 2026: revenue $87.3M (down 3.9% year over year), net income $28.4M, EPS $0.56
- Quarter ended Dec 31, 2025 (from the annual report): revenue $85.6M (up 5.9% year over year), net income $16.8M, EPS $1.48
- Quarter ended Sep 30, 2025: revenue $105M (up 14.7% year over year), net income $41.6M, EPS $0.77
- Quarter ended Jun 30, 2025: revenue $100M (up 16.2% year over year), net income −$20.8M, EPS −$0.78
- Quarter ended Mar 31, 2025: revenue $90.8M (up 43.7% year over year), net income −$11.4M, EPS −$0.48
- Quarter ended Dec 31, 2024 (from the annual report): revenue $80.8M (up 22.9% year over year), net income −$5.61M, EPS −$0.11
- Quarter ended Sep 30, 2024: revenue $91.2M (up 20.5% year over year), net income $4.26M, EPS $0.21
- Quarter ended Jun 30, 2024: revenue $86.3M (up 15.7% year over year), net income $3.07M, EPS $0.16
- Quarter ended Mar 31, 2024: revenue $63.2M (up 10.5% year over year), net income $5.54M, EPS $0.10
- Quarter ended Dec 31, 2023 (from the annual report): revenue $65.8M (up 35.7% year over year), net income −$5.57M, EPS −$0.35
- Quarter ended Sep 30, 2023: revenue $75.7M (up 43.8% year over year), net income $2.17M, EPS $0.13
- Quarter ended Jun 30, 2023: revenue $74.6M (up 14.5% year over year), net income $2.14M, EPS $0.14
- Quarter ended Mar 31, 2023: revenue $57.2M (up 12.7% year over year), net income $251K, EPS $0.02
- Quarter ended Dec 31, 2022 (from the annual report): revenue $48.5M (down 21.7% year over year), net income $3.14M, EPS −$0.01
- Quarter ended Sep 30, 2022: revenue $52.6M (down 27.8% year over year), net income −$571K, EPS −$0.04
- Quarter ended Jun 30, 2022: revenue $65.2M (down 2.8% year over year), net income $3.46M, EPS $0.10
- Quarter ended Mar 31, 2022: revenue $50.7M (down 18.0% year over year), net income $1.08M, EPS $0.00
- Quarter ended Dec 31, 2021 (from the annual report): revenue $61.9M, net income $30.8M, EPS $2.00
- Quarter ended Sep 30, 2021: revenue $72.9M, net income $14.1M, EPS $0.29
OPFI cash flow, buybacks and dividends
- Fiscal year ended Dec 2025: operating cash flow $401M, share buybacks $15.5M, dividends $0.25 per share
- Fiscal year ended Dec 2024: operating cash flow $324M, share buybacks $3.55M, dividends $0.12 per share
- Fiscal year ended Dec 2023: operating cash flow $296M, share buybacks $0
- Fiscal year ended Dec 2022: operating cash flow $243M, share buybacks $2.46M
- Fiscal year ended Dec 2021: operating cash flow $167M, share buybacks $0
OPFI balance sheet
- Jun 30, 2026: cash $64.3M, total assets $771M, total liabilities $356M, shareholders' equity $414M
- Mar 31, 2026: cash $63.9M, total assets $720M, total liabilities $377M, shareholders' equity $75.7M
- Dec 31, 2025: cash $49.5M, total assets $754M, total liabilities $445M, shareholders' equity $58.5M
- Sep 30, 2025: cash $45.5M, total assets $721M, total liabilities $443M, shareholders' equity $49.4M
- Jun 30, 2025: cash $45.2M, total assets $673M, total liabilities $456M, shareholders' equity $13.4M
- Mar 31, 2025: cash $58.0M, total assets $640M, total liabilities $403M, shareholders' equity $22.6M
- Dec 31, 2024: cash $61.3M, total assets $641M, total liabilities $407M, shareholders' equity $32.8M
- Sep 30, 2024: cash $44.8M, total assets $619M, total liabilities $399M, shareholders' equity $34.9M
What is OPFI's revenue?
OPPFI INC reported $364M of revenue over its last four quarters, through June 30, 2026.
Is OPFI profitable?
Yes. OPPFI INC earned $102M over the last four quarters.
What is OPFI's EPS?
Diluted earnings per share over the last four quarters were $2.99; $0.18 in the latest quarter.
Does OPFI pay a dividend?
OPPFI INC paid $0.25 per share in dividends in the fiscal year ended December 2025.