OPRT OPORTUN FINL CORP revenue, earnings and financials

For the quarter ended June 30, 2026, OPORTUN FINL CORP reported revenue of $233M (down 0.5% from a year earlier), net income of $8.54M and diluted EPS of $0.17; over the last four quarters revenue was $948M and net income $19.4M; for the fiscal year ended December 2025 revenue was $957M, down 4.5% on the year before.

OPRT annual revenue and earnings

• Fiscal year ended Dec 2025: revenue $957M, gross profit n/a, operating income n/a, net income $25.2M (margin 2.6%), EPS $0.53
• Fiscal year ended Dec 2024: revenue $1.00B, gross profit n/a, operating income n/a, net income −$78.7M (margin -7.9%), EPS −$1.95
• Fiscal year ended Dec 2023: revenue $1.06B, gross profit n/a, operating income n/a, net income −$180M (margin -17.0%), EPS −$4.88
• Fiscal year ended Dec 2022: revenue $953M, gross profit n/a, operating income n/a, net income −$77.7M (margin -8.2%), EPS −$2.37
• Fiscal year ended Dec 2021: revenue $627M, gross profit n/a, operating income n/a, net income $47.4M (margin 7.6%), EPS $1.56

OPRT quarterly revenue and earnings

• Quarter ended Jun 30, 2026: revenue $233M (down 0.5% year over year), net income $8.54M, EPS $0.17
• Quarter ended Mar 31, 2026: revenue $229M (down 3.0% year over year), net income $2.35M, EPS $0.05
• Quarter ended Dec 31, 2025 (from the annual report): revenue $248M (down 1.3% year over year), net income $3.36M, EPS $0.07
• Quarter ended Sep 30, 2025: revenue $239M (down 4.5% year over year), net income $5.20M, EPS $0.11
• Quarter ended Jun 30, 2025: revenue $234M (down 6.4% year over year), net income $6.88M, EPS $0.14
• Quarter ended Mar 31, 2025: revenue $236M (down 5.8% year over year), net income $9.77M, EPS $0.21
• Quarter ended Dec 31, 2024 (from the annual report): revenue $251M (down 4.4% year over year), net income $8.72M, EPS $0.26
• Quarter ended Sep 30, 2024: revenue $250M (down 6.8% year over year), net income −$30.0M, EPS −$0.75
• Quarter ended Jun 30, 2024: revenue $250M (down 6.1% year over year), net income −$31.0M, EPS −$0.78
• Quarter ended Mar 31, 2024: revenue $250M (down 3.5% year over year), net income −$26.4M, EPS −$0.68
• Quarter ended Dec 31, 2023 (from the annual report): revenue $263M (up 0.3% year over year), net income −$41.9M, EPS −$0.92
• Quarter ended Sep 30, 2023: revenue $268M (up 7.3% year over year), net income −$21.1M, EPS −$0.55
• Quarter ended Jun 30, 2023: revenue $267M (up 18.1% year over year), net income −$14.9M, EPS −$0.41
• Quarter ended Mar 31, 2023: revenue $260M (up 20.9% year over year), net income −$102M, EPS −$3.00
• Quarter ended Dec 31, 2022 (from the annual report): revenue $262M (up 34.9% year over year), net income −$8.42M, EPS −$0.25
• Quarter ended Sep 30, 2022: revenue $250M (up 57.2% year over year), net income −$106M, EPS −$3.21
• Quarter ended Jun 30, 2022: revenue $226M (up 63.3% year over year), net income −$9.16M, EPS −$0.28
• Quarter ended Mar 31, 2022: revenue $215M (up 58.7% year over year), net income $45.7M, EPS $1.37
• Quarter ended Dec 31, 2021 (from the annual report): revenue $194M, net income $14.2M, EPS $0.47
• Quarter ended Sep 30, 2021: revenue $159M, net income $23.0M, EPS $0.75

OPRT cash flow, buybacks and dividends

• Fiscal year ended Dec 2025: operating cash flow $413M, share buybacks n/a
• Fiscal year ended Dec 2024: operating cash flow $394M, share buybacks n/a
• Fiscal year ended Dec 2023: operating cash flow $393M, share buybacks n/a
• Fiscal year ended Dec 2022: operating cash flow $248M, share buybacks n/a
• Fiscal year ended Dec 2021: operating cash flow $163M, share buybacks n/a

OPRT balance sheet

• Jun 30, 2026: cash $140M, total assets $3.13B, total liabilities $2.72B, shareholders' equity $407M
• Mar 31, 2026: cash $130M, total assets $3.17B, total liabilities $2.77B, shareholders' equity $396M
• Dec 31, 2025: cash $106M, total assets $3.26B, total liabilities $2.87B, shareholders' equity $390M
• Sep 30, 2025: cash $105M, total assets $3.19B, total liabilities $2.80B, shareholders' equity $384M
• Jun 30, 2025: cash $96.8M, total assets $3.20B, total liabilities $2.83B, shareholders' equity $376M
• Mar 31, 2025: cash $78.5M, total assets $3.23B, total liabilities $2.86B, shareholders' equity $366M
• Dec 31, 2024: cash $60.0M, total assets $3.23B, total liabilities $2.87B, shareholders' equity $354M
• Sep 30, 2024: cash $71.8M, total assets $3.25B, total liabilities $2.92B, shareholders' equity $328M

What is OPRT's revenue?

OPORTUN FINL CORP reported $948M of revenue over its last four quarters, through June 30, 2026.

Is OPRT profitable?

Yes. OPORTUN FINL CORP earned $19.4M over the last four quarters.

What is OPRT's EPS?

Diluted earnings per share over the last four quarters were $0.40; $0.17 in the latest quarter.

OPRT ownership and insider trades · All stocks