XYF X FINL revenue, earnings and financials

For the fiscal year ended December 2025 revenue was $1.09B, up 35.8% on the year before.

XYF annual revenue and earnings

Fiscal year ended Dec 2025: revenue $1.09B, gross profit n/a, operating income $233M, net income $209M (margin 19.2%), EPS $0.84
Fiscal year ended Dec 2024: revenue $804M, gross profit n/a, operating income $257M, net income $211M (margin 26.2%), EPS $0.72
Fiscal year ended Dec 2023: revenue $678M, gross profit n/a, operating income $202M, net income $167M (margin 24.6%), EPS $0.57
Fiscal year ended Dec 2022: revenue $517M, gross profit n/a, operating income $157M, net income $118M (margin 22.8%), EPS $0.37
Fiscal year ended Dec 2021: revenue $569M, gross profit n/a, operating income $206M, net income $130M (margin 22.8%), EPS $0.38

Fiscal year ended Dec 2025: operating cash flow $210M, share buybacks $105M, dividends $0.09 per share
Fiscal year ended Dec 2024: operating cash flow $209M, share buybacks $25.0M, dividends $0.03 per share
Fiscal year ended Dec 2023: operating cash flow $115M, share buybacks $3.50M, dividends $0.06 per share
Fiscal year ended Dec 2022: operating cash flow $46.8M, share buybacks $21.3M
Fiscal year ended Dec 2021: operating cash flow $70.5M, share buybacks n/a

Dec 31, 2025: cash $141M, total assets $2.10B, total liabilities $977M, shareholders' equity $1.12B
Dec 31, 2024: cash $135M, total assets $1.62B, total liabilities $667M, shareholders' equity $953M
Dec 31, 2023: cash $168M, total assets $1.64B, total liabilities $817M, shareholders' equity $824M
Dec 31, 2022: cash $87.3M, total assets $1.28B, total liabilities $592M, shareholders' equity $689M
Dec 31, 2021: cash $91.8M, total assets $1.15B, total liabilities $528M, shareholders' equity $624M

X FINL reported $1.09B of revenue for the fiscal year ended December 2025.

Yes. X FINL earned $209M in its latest fiscal year.

X FINL paid $0.09 per share in dividends in the fiscal year ended December 2025.